What are Tax Liens?

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What are Tax Liens?

What is a Tax Lien Certificate?

Guaranteed Government Certificates That Pays Predictable, Certain and Secure Returns of 16%, 18%, 24% . . .  Up to 50%!

  • The highest GUARANTEED returns compared to any other investment.
  • A return up to 50% interest on your money backed by government secured property.
  • Security in your investment that the stock market cannot compare to.
  • Real estate for pennies on the dollar!
  • Government Secured!

What is a Tax Lien Certificate?

These high Return on Investment interest rates are guaranteed by law to stay high regardless of what happens to the stock market or bank interest rates.

Hundreds of counties throughout the United States, some of them close to you, issue these certificates to people like you and me and guarantee you make from 16% to 50% on your investment.

Wealthy people have been investing in these for decades.  Now, you too can share in these guaranteed returns.

Please understand that this is not get rich quick scheme or one of those silly offshore bank scams.  These are real local governments here in the United States that use the tax lien certificates to raise money.  These are legal investments with Returns on Investment ROI much higher then anything else on the market.

Local Government Taxes - the "Back bone of Tax Lien Certificates"!

First of all let's discuss why there are taxes.  A county government cannot run itself without funds.  One way the county raises funds is to the use of property taxes.  These monies are used for the needs of the county.  Tax Lien Certificates support local Police Department, Fire Department, Road Repairs etc.

If someone runs into financial difficulties and default on their taxes, the taxes do not to go away.  They continue to be due.  And it will mount up until "someone" PAYS them.  The key word here is "someone", not necessarily the property owner, pays these back taxes.  Read on!

Another way the county can raise funds is to sell the defaulted tax debt.  This Tax Debt is sold as a TAX LIEN CERTIFICATE.  The county gets it's money and that "someone" gets to own the debt or Tax Lien Certificate.  This "someone" is guaranteed a substantial ROI.

For example: If the back taxes are $5000 and the County sells the TAX LIEN to an investor, the property owner now owes the money PLUS interest of 16% to 50% to the investor.  The interest could go as high as 50% depending on the state.  The instrument sold is called a Tax Lien CertificateClick Here for Complete Listing.

When the Tax Lien is paid off, and it will be because the property owner does not want to lose the property, the investor gets $5,000 plus interestAn investor earns between 16% to 50% interest on the investment!

Where do taxes come from?

  • Property Owners.
    If you own a property, you pay taxes on it.  When you finance the property, the taxes are normally included in an escrow account and paid by the lender on your behalf.  The monthly payment applies to the Principle, Interest, Taxes, and Insurance for this property.

  • But what if I rent?
    If you are renting, you pay taxes on it too - just through your landlord.  Your rent payment will be high enough to cover the owners Principle, Interest, Taxes, and Insurance and Profit.

  • What if my mortgage is Paid off?
    When you have paid off your note or mortgage, you know longer make monthly payments.  The Principle, Interest, and Insurance are no longer an issue, however the Taxes are still mandatory and must be paid.  Many people don't!

  • What happens if the Property Owner doesn't pay back the Tax Lien?
    If the property owner declares bankruptcy the property will move into FORECLOSURE.  Because you hold the Tax Lien Certificate on the property you are in FIRST POSITION over all other creditors including the bank, mortgage lender, etc.  The bottom line is you can acquire the property through foreclosure and sell the property for a SUBSTANTIAL PROFIT!
    See: Tax Lien Rewards.

What States sell Tax Lien Certificates?

Tax Lien Certificate States
Michigan 50% High, Starting at 15%
Indiana 25% High, Starting at 10%
Maryland 24% High, Starting at 12%
Iowa 24%
Connecticut 18%
Florida 18%
Illinois 18%
Massachusetts 18%
New Hampshire 18%
New Jersey 18%
Wyoming 18%
Mississippi 17%
Arizona 16%
Nebraska 14%
New York 14%
Alabama 12%
Kentucky 12%
North Carolina 12%
North Dakota 12%
Rhode Island 12%
South Dakota 12%
Vermont 12%
West Virginia 12%
Missouri 10%
Montana 10%
Tennessee 10%
Colorado 9% above Fed Resv. Rate
South Carolina 8%
Louisiana 5% and up.

Puerto Rico Various
District of Columbia Various

Start Investing Today!  I'm Ready!

Next Steps?

Tax Lien Certificates sound like a great investment.  But what are the Risks?

Every investment has Risk and importantly every investment has a Reward.  Follow the links below to learn more.

Click a link below to learn more:
Tax Lien Certificate Risks
Tax Lien Certificate Rewards
Start Investing Today!  I'm Ready!


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